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Furthermore, customers for this kind of plan can have serious legal or criminal histories. It is necessary to note that different carriers provide a variety of problem ages on their guaranteed concern policies as reduced as age 40 or as high as age 80 - all life funeral policy. Some will likewise provide greater stated value, up to $40,000, and others will permit for better survivor benefit conditions by enhancing the rate of interest price with the return of costs or lessening the variety of years till a complete survivor benefit is offered